With the Australian pension age going up to 67 by 2023, retirement planning is becoming increasingly important. Retirement means different things to different people. At Modoras, we design retirement plans that create lifestyles beyond expectation. Whether that means jet setting around the world or choosing to continue to work or not, there is no need to wait for the pension age to retire. With a Modoras Professional taking care of you, retirement, is just the beginning.
What is a retirement plan?
The sooner you start planning for retirement the greater your lifestyle choices will be. Whether you are starting from a base of no assets to millions, we tailor a retirement plan just for you. A plan that protects what is important while improving your retirement lifestyle possibilities.
Retirement planning is easy with the right crew on board. Don’t leave it to chance. Achieving more is possible when you know how.
Successful retirement planning
It helps to start by calculating a ballpark figure around how much money you need to meet your retirement goals. Now this can differ depending on the type of lifestyle you aspire to, the age you plan to retire, life expectancy and how much you want to leave behind for future generations. A general rule of thumb is that you can retire on around 75% of your pre-retirement income.
While your employer is contributing into your super fund for you, this is often not enough to fund the retirement lifestyle you are working towards. So, we work with you to close the super savings gap, so you can retire with a sizeable nest egg.
A Modoras Professional can discuss with you tax-effective investment strategies and investments to ensure you have the retirement you always dreamed of.
When it comes to superannuation, it pays to start early to finish on target. To find out how to close the retirement gap and to start your retirement planning, talk to a Modoras Professional and retire with peace of mind – not hope.
Wealth management, financial and personal risk insurance services are offered through Modoras Pty Ltd. Australian Financial Services and Credit Licence No. 233209
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